Terms of Service

Last updated: 2 July 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Participant", "you", or "your") and AI Income Vertex Pte. Ltd. (UEN 202948317M), registered at 152 Beach Road, #14-01 Gateway East, Singapore 189721 ("AI Income Vertex", "we", "us", or "our"). By accessing our website at https://aiincomevertex.one, submitting an enquiry, or enrolling in any training programme, you agree to be bound by these Terms, our Privacy Policy, and our Cookie Policy.

If you do not agree to these Terms, you must not use our website or enrol in our programmes. If you are enrolling on behalf of a company or organisation, you represent that you have authority to bind that entity to these Terms.

2. Services Description

AI Income Vertex provides educational training services in artificial intelligence tools, including but not limited to ChatGPT, Claude, Gemini, and Microsoft Copilot; prompt engineering; AI workflow design; and related professional skills development. Our services include individual training programmes, corporate workshops, and related educational materials.

We are an education provider. We are expressly not a management consulting firm, financial advisory service, recruitment agency, software implementation partner, or investment platform. Nothing in our programmes, materials, or communications constitutes professional, legal, financial, medical, or tax advice.

3. No Income or Outcome Guarantees

You acknowledge and agree that AI Income Vertex makes no guarantees, representations, or warranties regarding any specific outcome from participation in our programmes, including but not limited to:

• Increased income, salary, or revenue;
• Employment, promotion, or career advancement;
• Business growth, client acquisition, or market success;
• Productivity improvements or time savings;
• Competitive advantage in any industry or market.

Any examples, case studies, or testimonials shared during programmes are illustrative of skill application only and do not represent typical results or guaranteed outcomes. Your results depend on many factors beyond our control, including your effort, existing skills, industry conditions, and how you apply what you learn.

4. Enrolment and Payment

Enrolment in a programme is confirmed only upon receipt of full payment and written confirmation from AI Income Vertex. Programme fees, schedules, and availability are subject to change for future cohorts; confirmed enrolments will honour the fees and schedule communicated at the time of booking.

Payment must be made in Singapore Dollars (SGD) unless otherwise agreed in writing. We accept payment methods as communicated during the enrolment process. All fees are exclusive of applicable goods and services tax (GST) unless stated otherwise.

5. Cancellation and Refund Policy

The following refund policy applies to individual programme enrolments for 2026 cohorts:

• More than 14 days before start date: Full refund of fees paid.
• 7 to 14 days before start date: 50% refund of fees paid.
• Less than 7 days before start date: No refund.
• Transfer: You may transfer your enrolment to a future 2026 cohort once at no additional charge, subject to availability, if requested at least 7 days before the original start date.

Corporate training bookings are subject to separate cancellation terms as set out in the corporate service agreement. AI Income Vertex reserves the right to cancel a programme due to insufficient enrolment or unforeseen circumstances; in such cases, enrolled participants will receive a full refund or the option to transfer to another cohort.

6. Participant Responsibilities

As a participant, you agree to:

• Attend all scheduled sessions or notify us in advance if unable to attend;
• Bring a suitable laptop with internet access to all in-person sessions;
• Maintain appropriate subscriptions to AI platforms where recommended for your programme level;
• Use AI tools responsibly and in compliance with platform terms of service and applicable laws;
• Not record, reproduce, or distribute course materials without our written permission;
• Treat facilitators and fellow participants with respect and professionalism;
• Not use AI tools taught in our programmes to generate harmful, illegal, discriminatory, or deceptive content.

7. Intellectual Property

All course materials, curricula, exercises, prompt templates, workflow guides, branding, and website content are the intellectual property of AI Income Vertex Pte. Ltd. or our licensors. Upon enrolment, you receive a limited, non-exclusive, non-transferable licence to use materials for your personal professional development. You may not reproduce, distribute, sublicense, sell, or commercially exploit our materials without prior written consent.

Content you create during programmes using AI tools remains your intellectual property, subject to the terms of the AI platforms you use.

8. Certificates

Certificates of completion are issued to participants who attend all required sessions and complete the capstone exercise. Certificates attest to educational attendance and skill development at AI Income Vertex. They are not professional certifications, licences, accredited qualifications, or guarantees of competence recognised by any regulatory body.

9. Limitation of Liability

To the maximum extent permitted by Singapore law, AI Income Vertex Pte. Ltd., its directors, employees, and facilitators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of income, loss of business opportunity, loss of data, or reputational harm.

Our total aggregate liability for any claim arising from these Terms or our services shall not exceed the total fees paid by you for the specific programme giving rise to the claim.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under Singapore law.

10. Indemnification

You agree to indemnify and hold harmless AI Income Vertex Pte. Ltd. from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of AI tools, or your violation of any third-party rights or applicable laws.

11. Website Use

Your use of aiincomevertex.one is subject to these Terms. You agree not to use our website for any unlawful purpose, to transmit malware or harmful code, to attempt unauthorised access to our systems, or to interfere with the proper functioning of the website. We reserve the right to suspend or terminate access to our website for violations of these Terms.

12. Privacy

Your personal data is handled in accordance with our Privacy Policy and Singapore's Personal Data Protection Act (PDPA). By using our services, you consent to the collection and use of your data as described in that policy.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Republic of Singapore. Any dispute arising from or relating to these Terms or our services shall first be attempted to be resolved through good-faith negotiation between the parties. If negotiation fails within thirty days, the dispute shall be submitted to the exclusive jurisdiction of the courts of Singapore.

14. Modifications

We may modify these Terms at any time. Material changes will be posted on this page with an updated "Last updated" date. Continued use of our website or services after changes constitutes acceptance of the modified Terms. For enrolled participants, changes will not affect the terms applicable to programmes already booked unless mutually agreed.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact

For questions about these Terms, contact AI Income Vertex Pte. Ltd. at [email protected] or +65 6981 4527.